Create a new RoomSettings with default values.
The encryption algorithm that should be used in the room.
Should be one of the members of EncryptionAlgorithm.
Whether untrusted devices should receive room keys. If this is false,
they will be excluded from the conversation.
The maximum number of messages an encryption session should be used for, before it is rotated.
The maximum time, in milliseconds, that an encryption session should be used for, before it is rotated.
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Room encryption settings which are modified by state events or user options